Pre-Paid Legal Services, Inc. and subsidiaries Serving Families Since 1972

1. Pre-Paid Legal Services, Inc.and subsidiariesServing Families Since 1972

2. The Company The Need/Marketplace The Product The Compensation The Timing Areas to Evaluate Harvard Business School

3. Founded in 1972 Publicly traded since 1976 (NYSE:PPD) Began with a serious auto accident Proven Track Record Harland C. Stonecipher Founder & Chairman

4. Pre-Paid Legal Services, Inc. was most recently featured in Success from Home magazine. We’ve Been Featured in Many Publications

5. You are more than twiceas likely to be in court than you are to be hospitalized! * American Hospital Association, 2007 Annual Survey ** Examining the Work of State Courts, Court Statistics Project 2007 It’s Not If, But When 100 M 75 M 50 M 25 M 0 102 Million 37 Million Court Filings in 2007** Hospitalizations in 2007*

6. received a traffic ticket? signed a contract? tried to return a defective product? been overcharged for a repair? lost a security deposit? worried about identity theft? purchased a home? prepared a Will? been audited? Have You Ever . . . If we think about it, these financial events are actually legal situations.

7. The definition of a legal situation is any situation in which having an attorney on your side would give you the best possible outcome. The Main Reasons People Don’t Seek Legal Counsel: • They are intimidated by lawyers. • They don’t know who to call. • They believe it would cost too much. The Most Common Responses to a Legal Dispute Are to: • Ignore the problem • Try to handle it personally

8. What Do We Do Simply put a Pre-Paid Legal membership does for attorney and legal bills what medical insurance does for doctor and hospital bills.

9. American Bar Association “Americans have come to view legal assistance as a necessity.” “The best way for the majority of Americans to be able to assure themselves of legal assistance when they need it… is through a pre-paid legal plan.”

10. 1. The Member 2. The Member’s Spouse or Significant Other 3. Your never-married dependent children under 21 living at home 4. Your never-married children under the age of 23 who are full-time college students 5. Any children under the age of 18 for whom the Member is their legal guardian 6. Any physically or mentally challenged dependant children living at home, regardless of age Who Is Covered? The Pre-Paid Legal membership covers:

11. If you were my attorney, how much would you charge me per month for all of the following services? Six Areas of Coverage The Life Events Legal Plan: • Preventive Legal Services • Motor Vehicle Legal Services • Trial Defense Services • IRS Audit Legal Service • 25% Preferred Member Discount • Legal Shield

12. Phone consultation is available to you and your covered family members on an unlimited number of matters. What this means to you is… When your Provider Attorney feels it is in your best interest, a letter will be written or a phone call will be made on an unlimited number of personal issues for you and your family. What this means to you is… Preventive Legal Services These services are available to you immediately when you enroll!

13. When you are faced with signing a contract, have your Provider Law Firm review it first! An unlimited number of personal contracts and documents that are 10 pages or less in length will be reviewed as a part of your membership. What this means to you is… Standard Will preparation and yearly updates are included for the member. Your spouse may have their Will prepared for no additional fee if requested within 60 days of purchasing the membership. After that time, your spouse may have their Will prepared, along with other covered family members for an additional $20. If you were my attorney, how much would you charge me per month for all these services? Preventive Legal Services These services are available to you immediately when you enroll!

14. How Much Will Peaceof Mind Cost?

15. How Much Will Peaceof Mind Cost? With the Pre-Paid Legal Life Events Legal Plan you will receive all these benefits for just: $35.95 / month or $1.18 / day That’s less than the price of a bottle of water a day. * No long term contract. Month-to-Month * Cancel at any time. No cancellation fees * What’s the catch? A one time $10.00 enrollment fee

16. Call your Provider Law Firm immediately when you receive a moving traffic ticket so proper assistance can be arranged. Representation for certain motor vehicle related criminal charges Up to 2.5 hours for help with driver’s license assistance and/or personal injury/property damage collection assistance of $2,000 or less. Motor Vehicle Legal Services These services are available just 15 days after enrollment! Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed motor vehicle. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two axles are not covered. Driver’s license and personal injury/property damage recovery assistance is limited to two and one-half (2-1/2) hours of lawyer time per claim, does not include the filing of a lawsuit, and excludes personal injury and property claims exceeding $2,000.

17. If you or your spouse face a civil suit or job-related criminal charges, your Provider Law Firm will provide up to 75 hours of service - at no added cost - to defend you. Additional pre-trial and trial services are available at a 25% discount from the Firm’s standard hourly rate. The longer you keep your membership, the more valuable it becomes! 1st year - 75 hours (17.5 pretrial/57.5 trial) 2nd year - 140 hours (23 pretrial/117 trial) 3rd year - 205 hours (28.5 pretrial/176.5 trial) 4th year - 270 hours (34 pretrial/236 trial) 5th year - 335 hours (39.5 pretrial/295.5 trial) Trial Defense Services Matters not covered under Plan benefits and which you may use your preferred member rate for services are: Dependents (covers member and spouse only), Bankruptcy, divorce, separation, annulment, child custody or other divorce or domestic-related matters, Charges of DUI/DWI, drug-related matters (whether prescribed or not), hit-and-run, leaving the scene of an accident, and civil or criminal charges occurring as a result of operating a commercial vehicle with more than two axles, Plan benefits apply only to charges of job-related criminal actions. Benefits do not cover instances in which you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge, Lawsuits filed because of something that occurred prior to your enrollment or because of conditions that were reasonably anticipated or foreseeable prior to your enrollment (even if the lawsuit is filed after you become a member), Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party), Garnishment, attachment or any other appeal, Claims, defenses, or legal positions which your Provider Law Firm determines will not prevail in court or are frivolous or without merit.

18. One hour of consultation, advice or assistance when you are notified of an audit by the IRS An additional 2.5 hours if a settlement is not achieved within 30 days If your case goes to court, you’ll receive 46.5 hours of your Provider Law Firm’s services Coverage for this service begins with the tax return due April 15 of the year you enroll IRS Audit Legal Services Coverage includes the return due on April 15th of the first membership year. Does not cover garnishment, attachment or any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust returns, business and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the member’s tax returns, pre-existing conditions—where member has been notified by the IRS prior to enrollment, and services rendered by an enrolled agent.

19. Your Provider Law Firm will render assistance at the preferred rate for legal services not specifically covered by the benefits of the membership. Even pre-existing matters can be covered under this portion of the plan! If you own a business and wish representation for the entity, you will receive a preferred rate of 25% less the Provider Law Firm’s corporate hourly rate*. Five business days advance notice is required for preparation in court representation. * Hourly rates for Referral Lawyers and court appearances may vary. 25% Preferred Member Discount The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.

20. The Legal Shield gives you and your family 24-hour access to legal consultation for the following situations: If you are detained by a law enforcement officer If you are injured in an accident If authorities attempt to remove your child from your home or custody If you are served with a warrant To contact your Provider Law Firm, simply call the toll-free number on your Legal Shield card. You will reach the Pre-Paid Legal offices, who will then put you in contact with your Provider Law Firm, so you can consult with an attorney. It’s that easy. Legal Shield The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security required for release. Check benefit availability in your state.

21. Identity Theft is not just about credit cards! Identity theft is an international crime and access to an attorney may be critical. Social Security Medical Financial Character/ Criminal Drivers License Five Common Types of Identity Theft

22. You will receive an up-to-date credit report through Experian at no additional charge with your membership. Your credit files will be regularly monitored. Suspicious activity will be brought to your attention, providing you with early detection. You’ll receive prompt notice if any new accounts are opened in your name... or if derogatory notations are added to your credit report. Credit Report and Continuous Monitoring

23. If your identity is stolen, you need more than just information about how to restore your name and credit rating. As an Identity Theft ShieldSM member you can rest easy knowing experienced professionals are working for you! Fraud alert notifications will be sent on your behalf and applicable follow up will be done with affected agencies and institutions. Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not have known about. Restoration Services • Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you, your spouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration services. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of your business name, d/b/a, or any other method of identifying your business activity.

24. Children under the age of 18 have a much higher risk of identity theft than is commonly realized. Thieves target them because the child’s information may be used for years without discovery … until the minor is old enough to establish credit. Education, early detection, and expert consultation make for a powerful package of tools to minimize this risk. Up to four minor children can be enrolled for monitoring to detect existing credit files and it will cost the member only $1 more per month per family. All dependent children up to 18 are covered for consultation and restoration. Safeguard for Minors

25. How Much Will Peaceof Mind Cost? Still just: $35.95 / month or $1.18 / day That’s less than the price of a bottle of water a day. * No long term contract. Month-to-Month * Cancel at any time. No cancellation fees * What’s the catch? A one time $10.00 enrollment fee

26. We need your help taking this service and opportunity to the marketplace. What’s In It For You?

27. Let the tools do the work for you! This Business Is Simple • Hand Outs • Brochures • Magazines • DVDs and CDs • Mail Outs • Live Calls • Recorded Calls • Books • Flipcharts • Websites • Emails • Support Team • Local Events

28. All you have to do is collect: $35.95 1st Month's fee + $10.00 One Time Enrollment $45.95 Earn Advanced Commissions On a $35.95 membership ($26 PPL Family Plan + $9.95 Identity Theft Shield) Team Override Advance Cumulative Override Advance Personal Sales Advance Executive Director 148.65 252.35 44.94 207.41 34.57 Director 103.71 172.84 34.57 69.14 Manager SeniorAssociate 34.57 34.57 138.27 103.70 Associate As you build a team, you can qualify to earn overrides on their membership enrollments

29. All you have to do is collect: $35.95 1st Month's fee + $10.00 One Time Enrollment $45.95 Earn Advanced Commissions FAST START BONUS TEAM PERSONAL On a $35.95 membership ($26 PPL Family Plan + $9.95 Identity Theft Shield) Team Override Advance Cumulative Override Advance Personal Sales Advance Executive Director 170 25 140 115 1595 80 148.65 252.35 44.94 207.41 34.57 Director 103.71 172.84 34.57 69.14 Manager SeniorAssociate 34.57 34.57 138.27 103.70 Associate The Fast Start Bonus will pay out to the “Fast Start Qualified” recruiting associate and his/her upline when a new Associate Fast Start Qualifies. The recruiting associate will get all Fast Start Bonus money up to his/her commission level on any personal recruit and the recruiter’s upline will get the remainder. How to Fast Start Qualify: Advance to Senior Associate in the first 45 days by personally selling 3 memberships and recruiting 1 Fast Start Associate (or selling 5 memberships) and take the Fast Start Training Class.

30. All you have to do is collect: $35.95 1st Month's fee + $10.00 One Time Enrollment $45.95 Earn Advanced Commissions FAST START BONUS TEAM PERSONAL On a $35.95 membership ($26 PPL Family Plan + $9.95 Identity Theft Shield) Team Override Advance Cumulative Override Advance Personal Sales Advance Executive Director 170 25 140 115 15 95 80 148.65 252.35 44.94 207.41 34.57 Director 103.71 172.84 34.57 69.14 Manager SeniorAssociate 34.57 34.57 138.27 103.70 Associate What about those people who got their membership last year, & the year before, & the year before that; . . . Who are still paying their $35.95 every month? WAIT! RESIDUAL INCOME FOREVER!

31. Commissions are paid daily by direct deposit! Pre-Paid Legal Pays You Every Day

32. Player’s Club By doing what you’d normally be doing anyway, you can qualify for additional monthly bonus money, ranging from $300 to $500! You can also qualify for incentive trips!

33. History shows that when an industry hits a 2% market penetration, critical mass can be achieved. Timing Is Key THE GROWTH OF HMO’S 60% 50% 40% 30% 20% 10% 0% • It took 10 Years for HMO’s to reach 2% market penetration • After that, it took just seven more years to reach 52% market penetration 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

34. What Happened in Europe?In 1907, the Concept of Legal Expense Plans Introduced. And Today? 100 % 75 % 50 % 25 % 0 % Less than 3% of North Americans Have A Pre-Paid Legal Services Membership Approximately 80% Of Europeans Have a Legal Expense Plan And at 2%, we’ve created over 140 millionaires.

35. At this time, we’d like to invite a few of our fellow members and associates to come up for a minute to share their name, background, and their experience with the membership and opportunity. Please welcome them as they make their way up to the front! Success Stories

36. What does it take to become an Associate?One-Time Licensing/Registration Fee: $249What do I get?* A Willable Business w/ Passive & Residual Income* New Associate Kit* Several Mentors to Help You along the way* Training CDs* Marketing Tools* Marketing Websites* Home-Office support to process/track memberships* Live Weekly Training Calls* Online ”Back Office" Resources* A Free Live Training Class* Rock Solid Company* A Proven System* Incredible Tax Advantages* Our 5-Year Gameplan

37. Action Steps * Thank the person who brought you out!* Become a Member * Become an Associate* Attend our professional Weekly Training classes!

38. All you have to do is collect: $35.95 1st Month's fee + $10.00 One Time Enrollment $45.95 Earn Advanced Commissions FAST START BONUS TEAM PERSONAL On a $35.95 membership ($26 PPL Family Plan + $9.95 Identity Theft Shield) Team Override Advance Cumulative Override Advance Personal Sales Advance Executive Director 170 25 140 115 15 95 80 148.65 252.35 44.94 207.41 34.57 Director 103.71 172.84 34.57 69.14 Manager SeniorAssociate 34.57 34.57 138.27 103.70 Associate What about those people who got their membership last year, & the year before, & the year before that; . . . Who are still paying their $35.95 every month? WAIT! RESIDUAL INCOME FOREVER!

39. Pre-Paid Legal Services, Inc.and subsidiariesServing Families Since 1972