1 / 19

International credit systems

International credit systems

finlitgal
Télécharger la présentation

International credit systems

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. International Credit Systems www.lifethenfinance.com

  2. The principles of managing your credit still apply regardless of which country you may call home. www.lifethenfinance.com

  3. Canada www.lifethenfinance.com

  4. Credit Bureaus • Equifax Canada: http://www.equifax.ca • TransUnion Canada: http://www.transunion.ca www.lifethenfinance.com

  5. Credit Report Requests • Can be requested as frequently as desired • Request must be made in writing • Report is delivered by mail www.lifethenfinance.com

  6. Time, Transactions and Events • Most items stay on the reports for 6 years. • In some areas bankruptcies remain for 7 years unless you file two or more times. • If you file two or more times, both remain on your credit report for 14 years. www.lifethenfinance.com

  7. Helpful Note: The Financial Consumer Agency of Canada publishes a booklet to help you navigate through Canada’s credit system. http://www.fcac.gc.ca www.lifethenfinance.com

  8. United Kingdom www.lifethenfinance.com

  9. Credit Bureaus • Equifax: http://www.equifax.co.uk • Experian: http://www.experian.co.uk • Callcredit: http://www.callcredit.co.uk www.lifethenfinance.com

  10. Credit Reports You can get a copy of your credit report once a year for a small fee. www.lifethenfinance.com

  11. Additional Information • Registering to vote can boost your credit score. • Not registering to vote can lower your credit score. www.lifethenfinance.com

  12. Australia www.lifethenfinance.com

  13. Credit Bureaus • Veda Advantage: http://www.mycreditfile.com.au • Dun and Bradstreet: http://www.dnb.com.au • Tasmanian Collection: http://www.tascol.com.au www.lifethenfinance.com

  14. India www.lifethenfinance.com

  15. Credit Bureaus The Credit Information Bureau (India) Limited (CIBIL) http://www.cibil.com www.lifethenfinance.com

  16. It’s important to manage your debt wisely for best results! www.lifethenfinance.com

  17. Self-Reflection Questions: • Do I manage my debts in such a way that I could establish good credit anywhere? • What can I do to achieve greater success with my credit management? www.lifethenfinance.com

  18. Action Tips: • Request your credit report, regardless of your home country, and correct any errors. • Make a plan for becoming more creditworthy and take action to follow your own advice. www.lifethenfinance.com

More Related