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TCSP 7 Patent Liability Analysis

TCSP 7 Patent Liability Analysis. Group 5: myATM Yu Chen Lim. Overview. ATM that uses face recognition and PIN as authentication RFID card acts as cash card Keypad and touchpad as user inputs. Potential Areas of Infringement. Face Recognition and PIN for user authentication

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TCSP 7 Patent Liability Analysis

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  1. TCSP 7Patent Liability Analysis Group 5: myATM Yu Chen Lim

  2. Overview • ATM that uses face recognition and PIN as authentication • RFID card acts as cash card • Keypad and touchpad as user inputs

  3. Potential Areas of Infringement • Face Recognition and PIN for user authentication • RFID transponder used as a cash card in ATM • Occupancy sensor to detect presence of user • Physical structure of ATM

  4. Face Recognition for Authentication • United States Patent No. 6023688 • Transaction Apparatus and Method that Identifies an Authorized User by Appearance and Voice • Filed date: March 9, 1998 • Uses face and speech recognition to identify user • Fall back to conventional ATM verification with card if silent mode is chosen

  5. Occupancy sensor Server that contains authorized users’ data Conventional card reader Terminal Used for face recognition Remote terminal Used for speech recognition

  6. User sensing Face Recognition Speech recognition Fall back to card and PIN

  7. Similarities and Differences • Similarities • Sensor to sense users • Face recognition to identify users • Server contains users’ data • Differences

  8. RFID use in ATM • United States Patent No. 7584885 B1 • Currency Dispensing ATM with RFID Card Reader • Filed Date: February 23, 2006 • Details numerous uses of RFID in an ATM setting.

  9. RFID use in ATM • “In an exemplary embodiment an RFID tag is operative to store information therein representative of or corresponding to a customer, such as the customer’s account number, PIN, name, primary bank, affiliated banks, and/or preferences.” (page 4) • “...a customer can pass or wave their card adjacent to or over a card scanning area 36 associated with the card reader device 16 to have the card data (and user information) remotely read.” (page 5)

  10. RFID tag Magnetic stripe RFID tag

  11. Part of a Payment System • United States Patent No. 5949043 • Electronic Cashless System • Filed date: May 16, 1997 • Describes the whole cashless system • Bank bookkeeping • ATM • Cash card • Sales Terminal

  12. ATM and Cashless Medium

  13. Similarities and Differences • Similarities • Cashless system • Smart card stores account information and available balance • Differences • Operation of smart card • Patent design • Display, keypad, memory, bookkeeping, operation, processor • Ourdesign • Wireless, memory

  14. Thank You Questions?

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