Cheap Short Term Health Insurance Plan

1. Cheap Short Term Health Insurance Plan Cheap Short Term Health Insurance plan provides coverage in case of accidents and llness for a defined period of time, often with a much lower monthly premium than other forms of major medical health insurance. There are two advantages of Short Term Health Insurance. First, you can use your Cheap Short Term Health Insurance plan to pay for services from any doctor or hospital (any willing provider). Yes, you can keep your doctor! Second, Short Term Health Insurance plans have no Open Enrollment restrictions, so you can apply for one any time of the year. You will be notified within minutes if your application is approved, and you can use your coverage as early as the next day. At AgileHealthInsurance.com, we specialize in affordable Short Term Health Insurance plans, and we are committed to offering consumers a range of choices to fit their lifestyle and budgetary needs. Why Choose A Short Term Health Insurance Plan? Short Term Health insurance fills in the gaps. Whether you’ve recently lost a job and are awaiting insurance from the next, want to see the practitioner of your choice, are going through a transition and need coverage for a set

2. period of time, or you’ve fallen into the affordability gap Short Term Health insurance is a flexible, affordable solution. For example, a 29 year old woman making $43,000 per year in South Florida would pay approximately $3,000 per year for a bronze-level ACA plan– also referred to as “obamacare”. For less than $2,000 per year she can purchase a 12-month Short Term Health Insurance plan with a smaller deductible ($5,000 v. $7,900) and save over $1,000 per year. Short Term Health Insurance is Flexible The ACA requires each insurance plan offered through the marketplace to include the 10 essential health benefits. Maternity services are included in this list of benefits and are required to be covered by all Obamacare plans. If you are going through a job or life transition, you may not want the same breadth of coverage as Obamacare offers. Or you may not be able to afford it. Short Term Health Insurance generally offer a more streamlined package of benefits, including those that a healthy person would need in case of illness or an accident like coverage for doctor visits, hospital stays, x-rays and other treatment benefits. How Is Short Term Health Insurance Different From Obamacare? Affordable Care Act plans have broader benefits than those found in Cheap Short Term Health Insurance plans and, without the premium subsidies

3. available to some qualified purchasers, they cost much more than Short Term Health Insurance plans. As mentioned before, all ACA health plans must have the 10 essential health benefits. Short Term Health Insurance plans, in comparison, do not have a standardized set of benefits. Short Term Health Insurance plans usually offer what would be described as streamlined major medical coverage that covers healthcare costs in the event of accidents and illnesses. Most Short Term Health Insurance plans also cover doctor visits for routine illnesses and injuries. The chart below details some of the major benefit differences between Cheap Short Term Health Insurance and Affordable Care Act plans. It is important to note that Affordable Care Act plans do not deny care for pre-existing conditions nor do they reject applicants based on health problems. In addition, states’ rules regarding Short Term Health Insurance are changing so while our chart is a general breakdown, always read your plan brochure before selecting your plan.