Level One Bank

1. Level One Bank

2. Level One at School • This checking account is best for students under the age of 25 • Checking account with valuable rewards, low monthly service fee, no minimum balance requirements • Benefits • No fee Online Banking, Bill Pay and eStatements • No fee ATM transactions nationwide, including non-Level One ATMs • ATM/ Debit Card included • $0.10 cash back on debit card purchases • Preferred rate on Certificates of Deposit • Preferred rate on new consumer loans • 10% Safety Deposit box discount

3. Level One at School • Benefits • BaZing full membership benefits • Unlimited local coupons and discounts • Coupons on your phone • Health savings and prescription discounts • ID theft protection • Cell phone protection • Roadside assistance discounts • $10,000 of travel accident insurance • Interest • none • Monthly service fee • $3.00 • Minimum deposit to open • $50.00

4. Minor Savings • Best if a person is looking to jump start their savings. • No monthly service fees and no minimum balance requirements • Benefits • Tiered interest rate (.299 for $1,500 and above) • No fee ATM transactions nationwide • No minimum balance requirements • No monthly service fee • Low minimum opening balance

5. Minor Savings • Minimum deposit to open • $10.00 • Monthly service fee • none

6. Comerica Bank

7. Access Checking • This is a non-interest bearing checking account. • It includes Comerica Web Banking and Bill Pay, a Comerica Check Card and access to accounts all hours of the day. • Benefits • No monthly fee for Comerica Web Banking • ATM card • 24 access to Comerica ATMs • Statement Savings Account available with no monthly maintenance fee • Check safekeeping • Interest rate discount on direct installment • Member of FDIC and is insured up to the maximum rates allowed by the law

8. Access Checking • Minimum balance • $750.000 • Monthly maintenance fee • $13.00 • Activity fee • $10.00 each quarter • International ACH transaction fee • $1.00 an item

9. Statement Savings Account • This is a convenient savings account with a low minimum balance and no monthly fee • Benefits • Comerica ATM card • 24 hour access to Comerica ATMs • Set up automatic transfers from Comerica checking account • Direct deposit options • Member FDIC and accounts are insured to maximum amount • Interest rate of .01

10. Statement Savings Account • Fees • $400.00 minimum balance in order to waive monthly maintenance fee • Monthly maintenance fee $5.50 • Withdrawal fee of $5.00 per withdrawal after 6 free per month is met

11. Citibank

12. Basic Checking • This is the basic account for people who want to keep banking simple. • Benefits • No opening deposit • Monthly service fee of $10 • If you keep $1,500 in the checking account the service fee is waved • Citibank debit card allows you to access accounts almost anywhere • Direct deposit available • $2.00 per withdrawal at non-Citibank banks • Unlimited check writing • Interest of .01% • No minimum balance

13. Day-to-day Savings • This is great if you want a basic savings account with a low opening deposit • Benefits • Interest rate of .01% • Minimum opening deposit of $100.00 • No monthly fee if you maintain a $500 balance • Citibank banking card • Online bank statements • Account alerts • Auto save • Online banking • Safety check • FDIC insured • 6 transactions per statement month

14. Rating • 1- Level One • The checking account had the lowest minimum deposit and fees with no minimum balance. The savings account also had no minimum balance or service fees and had the highest interest . • 2- Comerica • The checking account did not earn interest and had a high balance and maintenance fee. The savings account had a lower minimum balance to avoid a maintenance fee and the same interest as Citibank • 3- Citibank • Had decent interest rates but had the highest minimum balance required in order to avoid monthly fees