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Our O bjectives today are: E xplain who we are Explain our Companies concepts

Our O bjectives today are: E xplain who we are Explain our Companies concepts Explain our Companies C ompensation Program

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Our O bjectives today are: E xplain who we are Explain our Companies concepts

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  1. Our Objectives today are: • Explain who we are • Explain our Companies concepts • Explain our Companies Compensation Program There WILL be an interest in working with our firm. Afterwards, we will set up an interview to get your questions answered. If you qualify and there is a fit on both sides we will get together and change the world!! Someone here thinks very highly of you……

  2. Is there a need for what we do? Can I do this? Are they going to compensate me well?

  3. How many families do you know? Have insufficient protection or none Living with too much debt Not saving money Not clearly understanding how their investments work Are concerned about their bills Are concerned about their job

  4. Debt Staggering consumer debt • The total amount of consumer debt in the United States stands at nearly $11.38 trillion as of 2013 (up from 2.48 trillion in 2010)!!! • $38,000 for each man and woman (up from $7,800 in 2010) U.S. household consumer debt • Average credit card debt: $15,422 • Average mortgage debt: $149,782 • Average student loan debt: $34,703 The people we elected to solve the problem aren't any better…… U.S. national debt has been increasing by an average of more than 4 billion dollars per day since 2008 In the last four years, the U.S. government has accumulated more debt than it did from the time that George Washington took office to the time that Bill Clinton took office. There are 2.2 million fewer jobs in America today than there were in 2008 Today there are 88 million working age Americans that are not employed and that are not looking for employment. That is an all-time record high

  5. Who We Are • Owned by AEGON (Hague, Netherlands);AEGON is an international life insurance, pensions and asset management company headquartered in The Hague. AEGON has businesses in over 20 markets in the Americas, Europe and Asia and its ambition is to be a leader in all its chosen markets by 2015. • OVER 50 BILLION IN SALES 2013!!! • AEGON also owns Transamerica (Brand name in North America) • Top 1% Broker Dealer in the United States and growing rapidly…… Mission:EVERY PERSON WHO PUTS IN THE TIME AND EFFORT WILL RECEIVE THE SUPPORT AND POSITIVE REINFORCEMENT TO MAKE THEIR YEARLY SALARY THEIR MONTHLY SALARY!!!! . An Opportunity. A Movement. With Your Future in Mind.

  6. Companies affiliated with:

  7. We help people “Earn Money” We help people “Save Money” We help people “Reduce Taxes” We help people “Get out of Debt” Simply what we do

  8. 18 WFG We recognize our associates!

  9. Jobs and Justice? 40/40/40 plan Crazy people affect change in the world!! Crazy ideas move the world!! Mission Statement EVERY PERSON WHO PUTS IN THE TIME AND EFFORT WILL RECEIVE THE SUPPORT AND POSITIVE REINFORCEMENT TO MAKE THEIR YEARLY SALARY THEIR MONTHLY SALARY!!!! Team Apex/Stinger Nation Mission Statement

  10. What did you want to be when you grew up?????

  11. CONNECTICUT “POWER OF ONE” WORLD BUILDERS

  12. 77.3 Million People They Will Retire Within 18 Years of Each Other... • Protect & Grow Assets • Income Distribution • Wealth Transfer • Encore Career * Control 70% of America’s Wealth** 70 Percent Born From 1946-1964 Have nottalked to an Investment Representative yet! ** 70 Percent Average lifespan** 90 Years *The raw data for the information on this slide can beis found http://www.census.gov/popest/data/national/totals/pre-1980/tables/popclockest.txt The raw data then was extracted and summed to produce the above figures. **Merrill Lynch New Retirement Survey and JWT Intelligence, Q&A, Ken Dychtwald, Founder & CEO of Age Wave, January 18, 2012

  13. World Financial Group and Transamerica Financial Advisors, Inc., Transamerica Financial Group Division are positioned to help individuals and families makethe right choices and steps toward achieving financial independence. Financial Needs Analysis • CASH FLOW • Earn additional income • Manage expenses • DEBT • MANAGEMENT • Consolidated debt • Strive to eliminate debt EMERGENCY FUND • Save three to six months’ income • Prepare for emergency expenses FINANCIAL NEEDS ANALYSIS • ASSET • ACCUMULATION • Outpace inflation/minimize taxation • Professional money management • PROPER • PROTECTION • Protect against loss of income • Protect family assets • ESTATE • PRESERVATION • Reduce estate taxes • Build a family legacy When investing, there are certain risks, fees and charges, and limitations that one must take into consideration. The suitability and needs analysis was created by World Financial Group. The analysis is based upon information obtained from sources believed to be reliable and accurate. However, discuss any legal, tax or financial matter with the appropriate professional. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any specific security or financial service.

  14. Age Age Age 12% 8% 6% 4% Age Money doubles every 18 years Money doubles every 12 years Money doubles every 6 years Money doubles every 9 years 29 35 41 47 53 59 65 $10,000 $20,000 $40,000 $80,000 $160,000 $320,000 $640,000 29 47 65 $10,000 $20,000 $40,000 29 41 53 65 $10,000 $20,000 $40,000 $80,000 $10,000 $20,000 $40,000 $80,000 $160,000 29 38 47 56 65 20 • Develop a clear picture of where you want to go. • Set goals. • Design a program to outpace inflation and reduce taxation.9 Put The Rule of 7210 to Work for You You can determine what kind of savings plan works best for you and your budget by using The Rule of 72 – dividing 72 by the interest rate to estimate the number of years it takes for your money to double.

  15. Our View of what a Pyramid is…

  16. CREDIBILITY OF OUR COMPANY

  17. Option 1 – Client • If you are satisfied with your career and discretionary income, considerbecoming a client. • Take advantage of TFG’s strategies to help move toward financial independence. • Option 2– Self-Employed/Twin Career • Licensed, quality professional with a great training program • Control your time and create a career on your terms • Ability to start on a part-time basis • Option 3 – Business Owner • Using our system, build a business as big as your commitment and vision.Take advantage of a variety of incentives, including: • Supervisory Overrides • Renewals and Trails • Advisory Fees • Bonus Pools • Stock Options • Entrepreneurial program

  18. Per Month Per Year $4,044 $48,528 $7,276 $87,312 $16,174 $194,088 $23,450 $281,400

  19. Licensing Your One-Time investment in yourself to get started with WFG/TFA is $100.00 The money is due to WFG (Background check, Payroll System, Corporate Website) Life License is $45.00. It is due to a licensing website when your ready to start studying. Renewals: Every time a client invests money you get a percentage of that money / / / O O O O O O O O RETIRE OR DIE Retire still get paid Die guess who gets it?

  20. Your Next Step…

  21. Next Step Schedule a Free Financial Analysis, please note a good time to set up the data gathering appointment. Set a qualifying interview within the next 2 days. It will be 45 min and will be 1 on 1. It will answer any of your questions, and we will determine if there is a match. Please, if you set up an appointment please keep it. Aegon.com WFGopportunity.com TFA.transamerica.com

  22. Past…Present…Future… • Ask yourself, if you do what you did in the last 10 years for the next 10 years, will you be where you want to be?

  23. Is there a need for what we do? Can I do this? Are they going to compensate me well?

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