“ A NEW BREED ”

1. “A NEW BREED” An Introduction to New Day 2006

2. Who Is New Day? • Strategic resource to retail agents for environmental insurance, environmental risk management services and construction related professional liability • Technical expertise & first class service • Single point access to portfolio of specialized products

3. Structure & Philosophy • Company Background • Philosophy • Looking for professional partners/limited distribution • Appreciate what we offer – “getting it!” • Looking for the “optimal solution” • Transparent • Efficiency/Effectiveness/Economics • Renewals • Validating and improving programs • Strive to be compensation neutral

4. The New Day Difference • Product expertise • Environmental and construction professional liability • “Optimal” Solutions • Market knowledge • Approved by all major admitted and non-admitted carriers • Resources • Risk management services • ERMs, Mold Programs, Contract Assistance, Environmental Data Searches, Strategic Partners, Risk Profiles, Environmental Specifications

5. The New Day Difference • Team Approach • Collaborative approach • First Class Service • Knowledgeable – Professional - Responsive • Professional Proposals • Qualifying the opportunity • Preliminary proposals • Formal proposals

6. The New Day Difference • Sales assistance • Preliminary proposals • Risk profiling • Coverage/carrier analysis • Cost estimating • Response to RFP • Client presentations • Website – www.newdayunderwriting.com

7. The New Day Difference • Products • Environmental Products • CPL • PLL • Cost Cap • Secured Creditor • Professional Liability Products • A/E Professional Liability • CPrL • CPrL/CPL • OPPI • CPPI • Project Professional Liability

8. Bottom Line - Its all about the 3 EEEs!! EFFICIENCY EFFECTIVENESS ECONOMICS

9. Questions? Jeff Slivka SR Vice President/CUO 33 Third Street, Suite 201 Bordentown, NJ 08505 Jeff.slivka@newdayunderwriting.com 609 298-3516 ext 102