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Human Resources

Human Resources. Overview - Benefits. Benefits Offered. Health Insurance Medical Insurance Dental Insurance Vision Insurance COBRA Life Insurance, AD &D Supplemental Life & Dependent Life Short Term Disability Long Term Disability Flexible Spending Accounts Health Care FSA

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Human Resources

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  1. Human Resources Overview - Benefits

  2. Benefits Offered • Health Insurance • Medical Insurance • Dental Insurance • Vision Insurance • COBRA • Life Insurance, AD &D • Supplemental Life & Dependent Life • Short Term Disability • Long Term Disability • Flexible Spending Accounts • Health Care FSA • Dependant Care FSA • Worker’s Compensation (Job related injury) • Lifestyle • Holidays • Vacation • Sick days (6) • Insurance Changes • Annual enrollment – January of each year • Qualifying life event • Marriage • Divorce • Birth or adoption of a child • Loss or gain of coverage • Arrival of dependent from another country • Move out of network • Requested changes • Within 31 days of a qualifying life event

  3. Benefits Offered Contd. • Leave of Absences • Sick Leave Benefits • Bereavement Leave • Family Leave • Military Leave • Pregnancy Leave • Jury Duty • Personal Leave • Learning and Development Allowance • Cost of Living Allowances • Relocation Benefits • 14 days Corporate Accommodation on Relocation (as required for project based relocation) • Laptops and cellular phones on approved request from functional group heads

  4. Health Benefits – Medical Insurance • Aetna Coverage Open Access Managed Choice POS (OAMC) Plan • Medical Expenses • Surgeries and Hospitalization • Prescription Drugs • Out of Pocket Expenses • $15 Co-Pay for PCP / Specialist • Prescriptions, generic $10, brand $20 and non formulary $35 • Premiums (per pay period) • $23.05 - Employee • $62.60 – Employee & Spouse • $51.75 – Employee and Children • $91.26 – Employee and Family • For more information visit www.aetna.com

  5. Health Insurance – Dental Insurance • Aetna Dental – (PPO/ DMO) • Coverage • $50 annual deductible • $1500 annual benefit • Preventive and Diagnostic (100% / 100% ) • Basic Services (100% / 80% ) • Major Services ( 60% / 50% ) • Orthodontia ( 50% / 50% ) • Premiums (per pay period) • $2.90 – Employee • $6.59 – EE+Spouse • $6.87 – EE+Children • $9.48 - Family

  6. Health Benefit - Vision • Vision Service Plan with excellent nationwide network • www.vsp.com • Annual Coverage • One vision examination – every 12 months • One set of Lenses - every 24 months -$10 co-pay • One pair of frames – every 24 months • Contact lenses (visually necessary) $105 max

  7. Protection Benefits • Life Insurance - AETNA LIFE & AD&D (provided by US Technology) • Life Benefit – 2 x Annual Earnings to a Maximum of $750,000. • Accidental Death & Dismemberment Benefit – 2 x Annual Earnings to a Maximum of $750,000. • Disability Insurance Benefits - AETNA STD/LTD • Long Term Disability Benefit – 60% of Monthly Earnings to a Maximum of $6,000 per month. • Short Term Disability Benefit – 60% of Weekly Earnings to a Maximum of $1,400 per week. • Voluntary Supplemental Life & Dependent Life Insurance (Employee Paid) • Purchase additional life insurance at 1, 2 or 3 times base salary up to maximum of $800,000. • The spouse life insurance benefit is available in increments of $5,000 up to a maximum of $100,000. • The child life insurance benefit is available in either a $5,000 or $10,000 amount

  8. Lifestyle benefits • Holidays • 8 holidays for calendar year 2007 • Employees at client location to follow client practice • Vacation • Eligible employee can accrue 3.34 hours of vacation for every pay period worked, with a maximum of 160 hours. • Unused vacation hours can be carried over for one year, subject to a maximum of 160 hours. Sick leaves cannot be carried forward. • Employee Assistance Plan • Offer through Aetna • Offers consultation, information, and personalized referrals • Service available 24 hours a day, 7 days a week. Customer Service numbers (Medical 877/204-0431, Dental 877/238-6200)

  9. 401 K Full time employees are eligible first of the month following date of hire. Pre-tax salary deferral 401(k) feature 100% vested in employee contributions 2008 –max $15,500 Catch up of $5,000 for employees 50+ Rollovers and Loans are available Automatic Enrollment at 3% Visit www.mykplan.com to make any changes. Financial Benefits

  10. Thanks!

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