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U.S Bank Internal API Hackathon

U.S Bank Internal API Hackathon. hackathon!. Presentation Template. Consumer Banking Hack-a-thon. APIs and their role in Financial Services. CB Insights: 2015. A Short History of Fintech Disruption. 2012/13. 2011. 2009. 2007. 2006. 1999. 1998. Open APIs in the Fintech ecosystem.

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U.S Bank Internal API Hackathon

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  1. U.S Bank Internal API Hackathon hackathon! Presentation Template Consumer Banking Hack-a-thon APIs and their role in Financial Services

  2. CB Insights: 2015

  3. A Short History of Fintech Disruption 2012/13 2011 2009 2007 2006 1999 1998

  4. Open APIs in the Fintech ecosystem 508 348 312 89 60 15 Programmable Web; 2013

  5. Banks are moving to Open APIs Open Bank Project/Bank Innovation Understanding APIs in Banking report; Oct. 2015

  6. Why are Banks Opening their APIs? • To more effectively partner/compete with Fintech startups to create customized solutions • To provide clients a more streamlined way to integrate and access bank data • Drive incremental revenue by accelerating uptake of value-added services through direct & indirect channels • Harness the power of the developer ecosystem to drive innovation

  7. Key Areas of focus for Banking APIs • Providing access to more data and/or using data in new ways (customer, account or transactional data) • Removing friction from purchases and P2P payments (giving customer payment choices, enabling cross-border payments) • Enabling financial transactions in new channels (Facebook, digital wallets) • Providing digital investing and lending applications (crowd-funding, P2P lending)

  8. Banking and Open APIs – In the News

  9. Barclays offers APIs via Developer Network

  10. Credit Agricole Launches App Store

  11. Capital One Launches new Developer Portal http://www.capitalone.io/blog/hello-great-people/ https://developer.capitalone.com/ http://www.programmableweb.com/news/capital-one-launches-first-true-open-banking-platform-u.s./2016/03/11?platform=hootsuite

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