1. Chapter 13 Housing A Place to Call Home

2. Your Housing Options 13-1 • Types of Housing • Your Parent’s Home • Dormitories • Apartments • Apartment Building or Complex • Large or Small? • Furnished or Unfurnished? • Houses, Condos, and Mobile Homes • Shared Housing Costs • Agree on Rules of Behavior • Divide Responsibilities • Make a Written agreement

3. Renting Advantages • Lower Cost • Less Responsibility • Mobility Disadvantages • Now Ownership • More Restrictions • Shared Space

4. Buying Advantages • Ownership • Value • Your Own Space • Fewer Restrictions • Tax Deductible Disadvantages • Down Payment • High Cost • Property Taxes • Insurance • Restricted Mobility • More Responsibility

5. How to Rent an Apartment 13-2 • How to Find and Evaluate Apartments • Budget Trade-Offs • Convenience • Neighborhood • Environment • Size and Condition • Facilities • Pets • Where to Find Leads • Newspaper Ads • Internet • Real Estate Agencies • Apartment Managers • How to Evaluate an Apartment • The Lease and Moving In • Lease Terms: Rights and Responsibilities • Lease Terms • Condition report • Moving Expenses • Packing • Mail • Utilities

6. How to Furnish Your Home 13-4 • Plan Your Place • What Can You Borrow? • What Can You Buy Used? • How Can You Buy New Affordably?