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Product Liability - PowerPoint Presentation
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Product Liability -

Product Liability -

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Product Liability -

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Presentation Transcript

  1. Product Liability - Insurance Perspectives Phil Bell Royal & SunAlliance

  2. General Trends • The Market • Increase in Consumer Protection • Compensation Culture?

  3. Effect of the EU Directive • Consumer Protection Act 1987 • Has worked well • Review 1999 • Review 2006

  4. Problem Areas • Pharmaceuticals • GMO • Mobile Phones • Tobacco • Alcohol • Nanotechnology

  5. The Precautionary Principle • Liability • Burden of proof • Defences • Insurability of Emerging Risks

  6. What does the future hold? • EU influences • Capital • Shareholder pressure • Threat of new and emerging risks • Alternative solutions?