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HEALTH CARE REFORM

HEALTH CARE REFORM. WHAT IT MEANS FOR YOU. WHY DID WE NEED HEALTH CARE REFORM?. WHAT DID WE WIN?. MYTHS AND LIES. SUMMING UP. Why Reform?. $. BANKRUPTCIES. OTHER. OTHER. WHO DO YOU KNOW?. DROPPED. DENIED CLAIMS. DELAYED CLAIMS. Costs Double Without Reform. WHO DO YOU KNOW?.

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HEALTH CARE REFORM

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  1. HEALTH CARE REFORM WHAT IT MEANS FOR YOU

  2. WHY DID WE NEED HEALTH CARE REFORM? WHAT DID WE WIN? MYTHS AND LIES SUMMING UP

  3. Why Reform?

  4. $

  5. BANKRUPTCIES OTHER OTHER

  6. WHO DO YOU KNOW? DROPPED DENIED CLAIMS DELAYED CLAIMS

  7. Costs Double Without Reform

  8. WHO DO YOU KNOW?

  9. HOW DIDWE GET HERE?

  10. WHAT WILL WE GET?

  11. Seniors and the disabled Pay full drug costs after incurring $3,600 in Medicare Part D plans

  12. SENIORS

  13. Seniors and the disabled $250 rebate last year drug discounts in 2011

  14. CHILDREN DENIED COVERAGE

  15. DROPPED BECAUSE YOU’RE SICK

  16. SMALL BUSINESS WHO PROVIDE COVERAGE Up to 1/3 costs covered through small business tax credits

  17. NY Bridge Plan • Uninsured for 6 months • Citizens/Lawful Immigrants • Pre-existing condition

  18. Individual assistance to consumers statewide • No charge to consumers

  19. Stop High Rates! consumers saved 2.5% in 2010 because of reregulation

  20. WHAT WILL EVERYONE GET?

  21. DROPPED BECAUSE YOU’RE SICK

  22. INSURERS REFUSE TO PAY YOUR BILLS

  23. ANNUAL & LIFETIME LIMITS

  24. GUARANTEE OF HEALTH SECURITY

  25. SMALL BUSINESSES

  26. 285,000 small businesses in New York are eligible for tax credits to cover their employees

  27. SMALL BUSINESS TAX CREDITS < 25 EMPLOYEES AVERAGE WAGES: < $50K

  28. SMALL BUSINESS TAX CREDITS UP TO 35%

  29. SMALL BUSINESS TAX CREDITS 2014 – 50%

  30. LARGE EMPLOYERS • 50+ EMPLOYEES • MAY PAY A FEE IF THEY • DON’T OFFER COVERAGE

  31. LARGE EMPLOYERS • < 50 EMPLOYEES • CAN USE EXCHANGES

  32. EXCHANGES

  33. Affordable for Individuals and Businesses

  34. PREMIUM CREDIT $88,000 FAMILY OF 4

  35. FEE FOR CHOOSING NOT TO BE COVERED 2014 - $95 or 1% 2016 - $695 or 2.5%

  36. LIMIT OUT-OF-POCKET COSTS $6K – INDIVIDUALS $12K - FAMILIES

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