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Hawai ` i Employer Sponsored Health Insurance: MEPS-IC 2002

Hawai ` i Employer Sponsored Health Insurance: MEPS-IC 2002. Health Resources and Services Administration State Planning Grant 6 th Technical Workshop Friday, September 17, 2004 Gerard Russo Associate Professor of Economics University of Hawaii. OVERVIEW OF RESULTS: MEPS-IC 2002.

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Hawai ` i Employer Sponsored Health Insurance: MEPS-IC 2002

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  1. Hawai`i Employer Sponsored Health Insurance: MEPS-IC 2002 Health Resources and Services Administration State Planning Grant 6th Technical WorkshopFriday, September 17, 2004 Gerard Russo Associate Professor of Economics University of Hawaii This research is funded in part through a U.S. Health Resources and Services Administration, State Planning Grant to the Hawaii State Department of Health. Sub-Contract Research Corporation of the University of Hawaii. Research conducted by the University of Hawaii, Social Science Research Institute in collaboration with the Hawaii State Department of Health, Hawaii Institute for Public Affairs/Hawaii Uninsured Project and the Hawaii Health Information Corporation.

  2. OVERVIEW OF RESULTS: MEPS-IC 2002 • Average Premiums are Lower in Hawaii than US • PHCA seems to affect small firms and firms with low-wage workers. • PLEASE NOTE: Part-time and Full-time is not specifically defined.

  3. Health Insurance Premiums: MEPS-IC • Medical Expenditure Panel Survey (MEPS) • Insurance Component (IC) • Agency for Healthcare Research & Quality (AHRQ) • www.ahrq.gov • Internal Revenue Service (IRS) Sampling Frame • Data Tabulated by AHRQ for the State of Hawaii • Employer Sponsored Insurance (ESI) • www.meps.ahrq.gov • James M. Branscome <JBransco@AHRQ.GOV>

  4. Internet Citations • 2002 Employer-Sponsored Health Insurance Data. Private-Sector Data by Firm Size and State.  July 2004. Agency for Healthcare Research and Quality, Rockville, MD. http://www.meps.ahrq.gov/MEPSDATA/ic/2002/Index202.htm • 2002 Employer-Sponsored Health Insurance Data. Private-Sector Data by Industry Groupings and State. July 2004.  Agency for Healthcare Research and Quality, Rockville, MD. http://www.meps.ahrq.gov/mepsdata/ic/2002/index502.htm • 2002 Employer-Sponsored Health Insurance Data. Private-Sector Data by Ownership Type and Age of Firm and State. July 2004.  Agency for Healthcare Research and Quality, Rockville, MD. http://www.meps.ahrq.gov/mepsdata/ic/2002/index602.htm • 2002 Employer-Sponsored Health Insurance Data. Private-Sector Data by Proportion of Employees Who Are Full-time or Low-wage and State. July 2004.  Agency for Healthcare Research and Quality, Rockville, MD. http://www.meps.ahrq.gov/mepsdata/ic/2002/index702.htm

  5. Internet Citation: MEPS-IC 2002 • Agency for Healthcare Research and Quality. Medical Expenditure Panel Survey-Insurance Component. 2002 Employer Sponsored Health Insurance Data. Private-Sector Data by Firm Size and State 2002 (Table 2 Series). Published July 2004. <http://www.meps.ahrq.gov/MEPSDATA/ic/2002/Tables_II/IC02_IIA_E.pdf>

  6. Average Family Premiums, MEPS-IC: Hawaii and US 1996-2002 aNote: The 1998 MEPS-IC sample for Hawaii is too small to compute reliable estimates.

  7. Average Family Premiums, MEPS-IC: Hawaii and US 1996-2002 Note: The 1998 MEPS-IC sample for Hawaii is too small to compute reliable estimates.

  8. Average Family Premiums Annual Rate of Increase: Hawaii and US 1996-2002

  9. Average Single Premiums, MEPS-IC: Hawaii and US 1996-2002 aNote: The 1998 MEPS-IC sample for Hawaii is too small to compute reliable estimates.

  10. Average Single Premiums, MEPS-IC: Hawaii and US 1996-2002 Note: The 1998 MEPS-IC sample for Hawaii is too small to compute reliable estimates.

  11. Average Single Premiums Annual Rate of Increase: Hawaii and US 1996-2002

  12. Number of Private Sector Establishments by Firm Size: Hawaii 2002

  13. Percent Distribution of Private Establishments by Firm Size:Hawaii and United States 2002

  14. Number of Private Sector Employees by Firm Size: Hawaii 2002

  15. Percent Distribution of Private Sector Employees by Firm Size:Hawaii and United States 2002

  16. Percent of Private Establishments that Offer Health Insurance by Firm Size: Hawaii and United States 2002

  17. Percent of Private Establishments that Offer Health Insurance by Firm Size: Hawaii, US, Nevada and Michigan 2002

  18. Percent Distribution of Private Establishments by Industrial Classification:Hawaii and United States 2002

  19. Percent Distribution of Private-Sector Employees by Industrial Classification:Hawaii and United States 2002

  20. Percent of Private Establishments that Offer Health Insurance by Industrial Classification: Hawaii and United States 2002

  21. Private Sector Single Premiums by Firm Size: Hawaii and United States 2002, ESI

  22. Employee Contributions as a Percent of Single Coverage Premiums by Firm Size: Hawaii and United States 2002

  23. Private Sector Family Premiums by Firm Size: Hawaii and United States 2002

  24. Employee Contributions as a Percent of Family Premiums by Firm Size: Hawaii and United States 2002

  25. Percent of Private Establishments that Offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2002

  26. Number of Employees Part-time and Full-time by Average Wage of Work Force: Hawaii 2002

  27. Percent of Employees Eligible in Establishments that Offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2002

  28. Percent of Full-time Employees Eligible for Health Insurance in Establishments that Offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2002

  29. Percent of Part-time Employees Eligible for Health Insurance in Establishments that Offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2002

  30. Percent of Employees Enrolled in Health Insurance at Establishments that offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2002

  31. Percent of Full-time Employees Enrolled in Health Insurance at Establishments that offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2002

  32. Percent of Part-time Employees Enrolled in Health Insurance at Establishments that offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2002

  33. Summary • Average ESI Premiums are lower in Hawaii than US. • Low-Wage Part-Time Workers are Less Likely to be Covered by Employer-Sponsored Health Insurance. Possible Reasons Why? • Tax benefits are less. • Premiums as a proportion of total compensation are more. • Minimum wage law prevents cash wages from adjusting downward.

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