Piano Instrument Insurance and Its Coverage

1. Piano Instrument Insurance and Its Coverage When you play it, you should also know how to protect it. Yes, it is about your musical instruments. These music-making machines are of different types, including strings, woodwinds, drums, percussion, brass, piano, and keyboards. And for each of these family of instruments, there are many instrument-specific insurance plans which ensure the complete protection of the gears. Do you own a piano? If yes, then you are likely to find many insurance providers in your state that insure all types of musical gears, accessories, and related equipment. Whether you own an upright model, a grand piano, a harpsichord, or a digital one, an all-encompassing Piano Insurance will cover all. Piano and keyboard insurance plans available with reputed insurance providers are tailorable and can be made according to your unique requirements. A decent insurance plan will protect you against accidental damage, loss, theft, and many other unwanted scenarios. Also, whether you are a piano teacher who gives lessons at your home or a touring artist with gigs to go all around the year, there is an insurance plan for everyone.

2. What coverage options are available? Let us have a quick look at the extent of coverage you are likely to expect with a comprehensive insurance plan for your piano: ● Full professional coverage: A customer-centric musical instrument insurance provider will cover you no matter if you are semi-professional, a full-fledged touring professional, a music teacher, or a crew member of a band. This vastness of professional use coverage is unlikely with a home or renters' insurance plan. ● Rental gear coverage: Customer-friendly insurance providers know - for a musician, what it could be to be without a musical instrument regardless of the period. Therefore, they are likely to pay for the rental gear if your piano is damaged, lost, or stolen. ● Accidental damage or loss, and theft coverage: Irrespective of how careful and vigilant you are towards your musical gears, accidents are sometimes inevitable. You can accidentally bump into it and break the keys, or miscreants can break into your house or car and steal it when you are not around. Most importantly, your home insurance plan is least likely to play anymore here. However, dedicated Piano Insurance will have your back. ● Transportation damage coverage: You may happen to book your musical instruments with a transportation service provider and find that it has been damaged on the go. In such a scenario, an instrument-specific insurance plan will come in handy and cover you financially. If you rely on your home or renters' plan for this, you are most likely to land in rough waters. ● Public liability coverage: Public liability or third-party liability safeguards you against the cost of a compensation claim if someone (a third party) is hurt, injured, or his or her property has been damaged with you as the party at fault. In such cases, you should better not consider your home insurance as your savior. Besides all the coverage options mentioned above, dedicated musical instrument insurance plans also cover accessories, including sheet music, stands, mics, etc. You are less likely to expect this level of protection otherwise. So, before things go out of control and you are left with no insurance at all, make sure to get in touch with an insurance provider and get your copy now.

3. Plan ahead and stay safe! So, these are some of the most crucial insurance coverage options you are likely to get with a comprehensive and instrument-specific musical instrument insurance policy. If you are a musical instrument owner, getting this plan should be your top priority because accidents always come uninvited. So, planning ahead is always a good idea.