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This guide covers essential financial wisdom with quotes highlighting the importance of managing personal finance and project controls at home. It incorporates principles such as avoiding debt, budgeting effectively, and prioritizing savings. Key topics include estimating costs, scheduling, risk management, and controlling changes in projects. The guide also differentiates between non-discretionary and discretionary spending, providing practical tips for managing essential utilities and services while saving for the future. Learn how to take control of your financial health and home projects effectively.
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Project Controls at Home Debbie Richards
Quotes • A borrower is slave to a lender • The Golden Rule – the one with the gold makes the rule • Don’t spend more than you make • A Penny saved is a penny earned • In God we trust all others pay cash • Never a lender or a borrower be • Time is money • Pay yourself first
What is Project Controls? • Estimating • Scheduling • Cost • Risk • Change Control • Etc.
Non-Discretionary Spending • Electric • Gas • Water • Insurance - auto
Discretionary Spending • Telephones • Cable/Dish TV