1 / 13

Never Lose A Penny: Be Money Smart

Never Lose A Penny: Be Money Smart. Presenter: Lilith Janel Pulley FBLA-PBL Conference Hilton Hotel Orlando, Fl. Summary. Quotes Decide To Be Wealthy Setting Financial Goals Take Responsibility for Your Money Win In The Margins: Millionaire Mindset Give Back: Service Is Golden

aure
Télécharger la présentation

Never Lose A Penny: Be Money Smart

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript


  1. Never Lose A Penny: Be Money Smart Presenter: Lilith Janel Pulley FBLA-PBL Conference Hilton Hotel Orlando, Fl

  2. Summary • Quotes • Decide To Be Wealthy • Setting Financial Goals • Take Responsibility for Your Money • Win In The Margins: Millionaire Mindset • Give Back: Service Is Golden • Investments • Identity: Your Most Valuable Asset

  3. Quotes • The future belongs to those who believe in the beauty of their dreams – Eleanor Roosevelt • Success is not the result of making money; making money is the result of success – James Arthur Ray • Fortune befriends the bold. – VIRGIL, The Aeneid, Translated by John Dryden

  4. Decide To Be Wealthy • Look in the Mirror • Declare your intention by saying it aloud: “Today I decide to be wealthy.” • The wealthy understand the principles of accumulating wealth and live them • Keep A Portion of Everything You Earn • Money will never make you happy; but it will make you comfortable • Who wants to be a millionaire?

  5. Setting Financial Goals • Write down how much you spend daily • “There was a time when a fool and his money were soon parted, but now it happens to everybody.” – Adlai E. Stevenson • Budget your monthly expense • Spend wisely • Write down your dreams and you are more likely to achieve them • “Money is not required to buy one necessity of the soul.” – Henry David Thoreau

  6. Take Responsibility for Your Money • Put at least $1 and any loose change away each day • “You can’t touch this.” – M.C. Hammer • Add “savings” to your spending plan • Check to see if your employer has direct deposit • Are you just about to pay off a loan? Keep paying, but PAY YOURSELF • Give up costly habits

  7. Win In The Margins: Develop a Millionaire Mindset • Know How Much Money You Have • Carefully consider each expenditure • Know Where Your Money Comes From • Earn Extra Income • Know Where Your Money Is Going • Freedom & Power are better than momentary pleasure • Know What Your Money Is Doing • Are you earning interest or paying it? • Savings • Protect the nest egg • The Power of Compound Interest

  8. Give Back: Service Is Golden • Volunteer • Give Generously • Life is Not About Money All you have shall some day be given; Therefore give now, that the season of Giving may be yours and not your inheritors’. – Kahlil Gibran

  9. Investments • Find a reputable agent/broker • Contribute to your company 401(k) plan or 403(b) for matching opportunities • Do a financial check up one a year • Realize all economic decisions involve opportunity costs • Money Market/Savings/CD Accounts • Roth IRA, IRA Deposit Accounts • Life Insurance/Annuity Policy

  10. Identity: Your Most Valuable Asset • ID Theft Quiz • Envision Your Dreams • See How You Are Doing • Applaud Yourself “Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.” – Will Smith

  11. Summary: Never Lose A Penny • Are You Money Smart? • A Matter of Knowledge and Choice • Goal Planning • Do Not Equate Spending With Happiness • “The problem of our age is the proper administration of wealth.” – Andrew Carnegie • Bequeath it in your will for public purposes • Leave it to your family • Share it during your lifetime for public benefit

  12. The 5 Lessons A Millionaire Taught Me by Richard Paul Evans www.daveramsey.com/tools/budget-forms/ www.themint.org/teachers/budgeting-your-financial-resources.html www.privacyrights.org/ar/idtheftsurveys.htm The Millionaire Mindset by James Arthur Ray References

  13. Questions Conclusion Thank You Lilith Janel Pulley 678-228-5405 jpulleyagency@gmail.com

More Related