1 / 23

Star Student Travel Protect Insurance

Star Student Travel Protect Insurance. Who can benefit from this Policy?. Students going abroad for their higher studies. Coverage. Medical benefits Emergency Medical Benefits Emergency Transportation back to India Repatriation of mortal remains

conan-ortiz
Télécharger la présentation

Star Student Travel Protect Insurance

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript


  1. Star Student Travel Protect Insurance

  2. Who can benefit from this Policy? Students going abroad for their higher studies

  3. Coverage Medical benefits • Emergency Medical Benefits • Emergency Transportation back to India • Repatriation of mortal remains • Dental emergency expenses (following an accident) Travel related benefits • For injuries caused by accidents • For checked-in-baggage • For expenses incurred for getting a new passport if it is lost

  4. Coverage (Contd.) Legal Claims • For bodily injury to third parties or damage to their property, caused by the Insured • Cost of bail bond following false arrest or wrongful detention Compassionate benefits • Visit of one immediate family member, if the Insured is hospitalized • Repatriation due to medical reasons or death of family member, resulting in interruption in study • Reimbursement of Tuition Fees for the balance period in the event of death of the sponsor

  5. Plan Options • Travel World Wide Including USA and Canada • Travel World Wide Excluding USA and Canada Both the above plans have two sub options • Gold Plan • Silver Plan • Standard Plan

  6. Sum Insured Options The coverage is offered for three Sum Insured limits under all plans • USD 50,000 • USD 100,000 • USD 250,000

  7. Premium Rating : Gold Plan Premium figures are in Rupees and inclusive of S.Tax

  8. Coverage Limits : Gold Plan figures are in USD

  9. Premium Rating : Silver Plan Premium figures are in Rupees and inclusive of S.Tax

  10. Coverage Limits : Silver Plan figures are in USD

  11. Premium Rating : Standard Plan Premium figures are in Rupees and inclusive of S.Tax

  12. Coverage Limits : Standard Plan figures are in USD

  13. Major Exclusions • Loss directly or indirectly occasioned by happening through or in consequence of • Travel against Medical Advice • Any Pre existing condition • With the intention of receiving medical treatment • Insured being aware of circumstances that could reasonable be expected to give rise to a claim • Winter Sports or the Use of Dry ski slopes • Manual work of any kind, etc

  14. Major Exclusions (Contd.) • Claims arising from pregnancy • Claims increased by the Insured’s own act or omission • Consequential Loss • Claims relating to Bankruptcy or Liquidation • Congenital anomalies or any other complications or conditions arising there from • Professional or Organised Sports, rock Climbing or mountaineering, racing speeds or endurance tests, hazardous pursuit or occupation or air travel (other than as a passenger) and similar activites. For Detailed list of exclusions kindly refer the policy wordings.

  15. Third Party Administrator • Paramount Healthcare Management Pvt. Ltd. • Dedicated Help Line – 0091 2267515559 • Toll Free Number when dialing from USA • 1 866 978 5205 • Toll Free Number when dialing from Rest of the World • 00 91 2267515559 • E-Mail : travelhealth@phmglobal.com

  16. Claim Procedure

  17. Claims Procedure (contd.)

  18. Claims Procedure (contd.)

  19. Claims Procedure (contd.)

  20. Claims Procedure (contd.)

  21. Claims Procedure (contd.)

  22. Claims Procedure (contd.)

More Related