2. http://tinyurl.com/3vcjtkj

3. http://tinyurl.com/3vcjtkj

4. Organize Save Progress

6. Net Worth

26. EMERGENCY FUND

28. $300transferfromemergency fund

30. RETIREMENT FUND

31. CompoundInterest

32. $3,000 savedx 2.5% interest--------------------$75 interest 1st year

33. $3,075 1st year + $3,000 2nd yearx 2.5% interest--------------------$151 interest 2nd year

34. $3,075 1st year + $3,000 2nd yearx 2.5% interest--------------------+ $151 interest$6,226 saved in 2 years

35. $3,000 each yearx30 yearsx2.5% interest---------------------$135,000

36. $3,000 each yearx30 yearsx4% interest----------------------$175,000

37. SMART INVESTING SERIES Chapter 1: Your Financial Fitness Chapter 2: Designing Your Budget Chapter 3: Banking Basics Chapter 4: Establishing Credit Chapter 5: Credit & Identity Theft Chapter 6: Controlling Debt Chapter 7: Tips for Daily Savings Chapter 8: Saving for the Future

38. Individual Retirement Accounts IRS.gov/retirement

45. Traditional • Paycheck • IRA $ • -------------- • = Gross pay • - taxes • Roth • Paycheck • - taxes • -------------- • = Gross pay • IRA $

46. Traditional Age 59.5+ Withdraw $ - taxes

47. $5,000 Under age 50 $6,000 over age 50

48. Withdraw $$$ Any Age

49. Withdraw tax free Over age 59-1/2

50. $5,000 yearly IRA x 20 years ------------------------ $100,000 plus interest