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CBIZ Small Business Benefits Market: Broker Quoted vs. Actual Rates

Understand the reality of benefits with CBIZ. Differences in rates, values, and services explained. Enhance your small business benefits strategy with CBIZ’s tailored approach.

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CBIZ Small Business Benefits Market: Broker Quoted vs. Actual Rates

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  1. CBIZ B&I Presents CBIZ Small Group Focus

  2. Broker Quoted Rate Actual Rate • Based on “Census” information • Reflects “Best price offered” by carrier • Assumes young workforce, no health issues • Based on group ages and health conditions • Little rate difference between carriers • Value of benefits varies widely. CBIZknowstheSmall Businessbenefits market Benefits Marketplace Reality

  3. Client Benefits “Teams” Broker “Team” CBIZ Client Team • Sales Representative • ?? • Consultant • Account Executive • Account Manager • Claims Adjudicator • Legal Expert CBIZ does things differently.

  4. Big Business Service | Small Business Focus You’re already paying for it now . . . . . . Why not get the service you’re paying for?

  5. Benefits Service Approach Broker CBIZ Client Team Approach • You or your employees do most of the administration work • Answers only available on help line • Little or no direct “service” after sale • Audit and Review Current Plans • Build Plan Design • Market Review • CBIZ Negotiates best rates with carriers • Plan Implementation • Complete Employee Communication Services • Plan Administration and Management • Legal Affairs—access to in-house staff • Day-to-Day Plan Servicing and Administration • On-line services and information access • Industry Insider Information CBIZ knowsSmall Business needs

  6. CBIZ: Your [Small] Business Just got Easier [ Sender’s Contact Information ] [ Sender’s Contact Information ] [ Sender’s Contact Information ] Have my local CBIZ Small Business Services Representative contact me. [Link to Contact data collection page.] Find out more about . . . CBIZ Benefits Administration Services CBIZ Benefits Consulting Services The CBIZ Service Promise Other CBIZ Services for Small Business _______________________

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