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Why This Matters • Studies show that, on average, military families have higher amounts of debt and fewer assets than civilians • Challenges of military lifecan affect servicemembers’ finances: • Frequent transition and changes • Many servicemembers have little financial experience • Decisions have long-term effects • Getting the know-how is key to making smart financial decisions
Debt Collectors • If a debt collector contacts you: • Take notes • Ask for written notice • Don’t accept harassment • Talk to a certified credit counselor • If you get a summons • Look at the details • Work with PFM or legal services • Show up in court
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