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Custom Guarantee: Flexible Guaranteed Death Benefit Up to Age 120

DESCRIPTION

The Custom Guarantee offers a competitive, flexible death benefit solution, providing guaranteed coverage up to age 120. With issue ages spanning from 15 days to 85 years, it ensures clients can secure a minimum death benefit of $25,000. This product is ideal for those seeking affordable, whole-life insurance without the underperformance risks associated with universal life plans. Enjoy features like competitive commissions, super preferred rates, and conversion options, catering to a diverse clientele aged 35-85.

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Custom Guarantee: Flexible Guaranteed Death Benefit Up to Age 120

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  1. Custom Guarantee Guaranteed Death Benefit flexibility up to age 120. Death benefit guarantee subject to timely payment of planned premiums

  2. Custom GuaranteeGuaranteed Death Benefit • Assure clients who have negative personal experience of under performing UL or VUL. • Guaranteed death benefit of whole life at lower cost and flexibility of UL. • Clients pursuing whole life can buy Custom Guarantee instead. • Buy more death benefit for same premium Death benefit guarantee subject to timely payment of planned premiums

  3. Custom Guarantee • A competitive guaranteed product • Annual Pay • Short/Single Pay • Super Preferred rate class • A product with marketable features!

  4. Custom Guarantee Features • Guaranteed death benefit up to age 120 • Issue ages 15 days to 85 (age nearest) • $25,000 minimum DB on all rate classes • Available for conversion • Guaranteed Exchange Privilege

  5. Custom Guarantee Commissions • Competitive Commissions • 2 Year rolling Target allows up to 2 years to meet target premium.

  6. Custom GuaranteeTop Markets • Permanent Protection • 1035 exchanges • Legacy Building

  7. Custom GuaranteePermanent Protection Who’s buying? • Age 35-65 • Annual Pays Why sell Custom Guarantee? • Broad Super-Preferred class • Super competitive premium

  8. Custom Guarantee1035 Exchanges Who’s buying? • Ages 45-75 • Asset transfer with/without premium Why sell Custom Guarantee? • Death Benefits down to $25,000 (with top class available) • Improve client’s position • Death Benefit, Premium, Guarantees, or ALL THREE!

  9. Custom GuaranteeLegacy Building Who’s buying? • Age 60-85 • Single-premium asset transfer Why sell Custom Guarantee? • Great single-pay performance age 60+ • Larger DB for client and agent • Competitive Standard rate class

  10. Sales Support For Help With: • Product Specifications • Product Selection • Sales Concepts • Web Site • Software Call: 1-800-800-3656, ext.10411

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