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What We’ll Cover Today

What We’ll Cover Today. Everything you need to know about Open Enrollment and your 2012 benefits: Open Enrollment basics What ’ s new for 2012 Your 2012 benefits How to enroll . Review Your Enrollment Packet Open Enrollment Announcement 2012 Benefits Enrollment Guide

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What We’ll Cover Today

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  1. What We’ll Cover Today Everything you need to know about Open Enrollment and your 2012 benefits: Open Enrollment basics What’s new for 2012 Your 2012 benefits How to enroll • Review Your Enrollment Packet • Open Enrollment Announcement • 2012 Benefits Enrollment Guide • Links to carrier websites 1

  2. Open Enrollment Basics 2

  3. Open Enrollment Basics Open Enrollment is Tuesday, November 1 – Friday, November 18, 2011 It’s your once-a-year opportunity to enroll for new benefits or make changes to current benefits Changes you make during Open Enrollment are effective January 1, 2012 through December 31, 2012 No changes during 2012 unless you have a “qualifying event” Important! You must complete an enrollment form. Even if you do not want optional coverage such as medical, dental, or vision, your signed enrollment form waiving those options is required. 3

  4. What You Can Do During Open Enrollment • During Open Enrollment, you can: • Elect or waive health care coverage (medical/dental/vision) • Add or remove dependents • Elect to participate in a Flexible Spending Account (FSA) • Health Care – Standard or Limited Purpose* • Dependent Care • Elect to open a Health Savings Account (HSA)* • Apply for supplemental life insurance (subject to approval) *Only available if you enroll in the CDHP 4

  5. What’s New for 2012 5

  6. What’s New for 2012 New medical plan provider — UnitedHealthcare There are minimal changes to the plan designs Prescription Drugs will still be with Medco There are changes to: The provider network — To find out if your current provider participates in the UHC network, go to www.myuhc.com/groups/tomkins and review providers in the Choice Plus network ID cards — All employees and dependents enrolled in the plan will receive new ID cards by January 1 Transition of care is available For those in the middle of a course of treatment with a provider whodoesn’t participate in UHC’s network. Why are we moving to UnitedHealthcare? UHC offers great provider discounts to save you and Tomkins money on medical services. UHC also has a broad national network of doctors and hospitals. 6

  7. What’s New for 2012 New Vision Carrier Vision Service Plan is our new carrier New VSP plan design Both in and out of network practitioners Extensive network which provide discounted services No ID card. Simply give the practitioner your name, date of birth and last 4 digits of your SS# Search www.vsp.com Choice Network 7

  8. What’s New for 2012 New Dental Carrier Metlife is our new carrier The plan design will stay the same as last year Both in and out of network dentists and orthodontists Extensive network which provide discounted services No ID card. Simply give the office your name, date of birth and last 4 digits of your SS# Check out www.metlife.com for network dentists 8

  9. Your 2012 Benefits 9

  10. Your 2012 Benefits Medical (UnitedHealthcare) PPO Plan CDHP with Health Savings Account (HSA) Dental Plan (MetLife) Vision Plan (VSP) Disability Coverage (The Hartford) Short-Term Disability (STD)* Basic Long-Term Disability (LTD)* Life Insurance (The Hartford) Basic coverage* Voluntary coverage Accidental Death and Dismemberment (AD&D) Insurance (The Hartford) Basic coverage* Voluntary coverage Flexible Spending Accounts (FSAs) Health Care FSA Dependent Care FSA * Tomkins pays the full cost of these plans — you’re automatically enrolled at no cost to you!

  11. 2012 Rates Medical Coverage Dental Coverage Vision Coverage

  12. Life and Accident Insurance Voluntary Life Insurance Apply at any time for additional life insurance on yourself and/or your dependents Contact your Human Resources Representative for an Evidence of Insurability form Once HR completes our section, you complete the form and mail to The Hartford The Hartford will be in contact with you about the status of your request, if more information is needed, and the final determination – this process may takes weeks/months AD&D coverage can be increased with out proof of good health 12

  13. FSA and HSA FSA Health Care Dependent Care $260 to $5,000 election Health Savings Account 2012 maximums = Individual - $3,100 Family - $6,250 Minimum = $100 13

  14. How to Enroll 14

  15. Ready to Enroll? Complete the enrollment form found in your packet Have handy your dependents’ social security #s, dates of birth, and full legal names Print clearly Submit your completed for to Human Resources no later than Friday, November 18, 2011 • Enrollment • Checklist • Understand the benefits available • Discuss your benefit needs with your family • Complete enrollment by November 18 15

  16. Important Reminders Open Enrollment ends on November 18 Benefits are effective from January 1through December 31, 2012 You must complete an enrollment form If you have had a marital status change, be sure to update your Life and Accident insurance beneficiary designation 16

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