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What is Risk?

What is Risk?. Risk, in the general sense, means the likelihood of an event happening, and the severity of the negative consequences. The insurance industry regards risk as representing loss or damage. Bear in mind that risk always involves uncertainty. .

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What is Risk?

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  1. What is Risk? Risk, in the general sense, means the likelihood of an event happening, and the severity of the negative consequences. The insurance industry regards risk as representing loss or damage. Bear in mind that risk always involves uncertainty.

  2. Where is ‘risk’ present in the management and operation of a Parish Council?

  3. Protecting Good People

  4. Asset Management • Asset Register • Valuations • Inspections

  5. ASSETS – Devolved or New Venture

  6. You are going to take on a new asset. What should you consider from an insurance perspective?

  7. Insurance for new Asset • Funding • Refurbishment • Contract Works • Occupancy of Building • Hired in Plant • Ongoing Management

  8. What is Libel & Slander Cover? Cover that protects against a verbal or written comment, made by the Council which can be deemed incorrect or damaging

  9. Libel Libel is defamatory material in a permanent recorded form - in a newspaper, a book, on a TV or radio programme, a website, a blog, a drawing, a press release or even a letter sent from one individual to another.

  10. Slander Slander is defamation in an impermanent form, and usually refers to speech.

  11. Consider potential areas where a claim may arise…..

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