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CORPORATE SALARY PACKAGE

CORPORATE SALARY PACKAGE. Benefits for Employees. Employees have free access to : More than 21,000 State Bank Group ATMs Internet Banking Complete bouquet of banking services including : Overdrafts (Subject to Management Approval) Loans at attractive rates on preferential basis

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CORPORATE SALARY PACKAGE

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  1. CORPORATE SALARY PACKAGE

  2. Benefits for Employees • Employees have free access to : • More than 21,000 State Bank Group ATMs • Internet Banking • Complete bouquet of banking services including: • Overdrafts (Subject to Management Approval) • Loans at attractive rates on preferential basis • Range of value added benefits

  3. Platinum Diamond Gold Silver Corporate Salary Package - Product Four Variants… Employees with gross monthly salary between Above Rs.100,000 Rs.50,001 to Rs.100,000 Rs.20,001 to Rs.50,000 Rs.5,000 to Rs.20,000

  4. CORPORATE SALARY ACCOUNT No Minimum Balance Auto Sweep facility to Multi Option Deposits Free ATM cum Debit Card Mobile Banking Latest product RTGS & NEFT facility Value Proposition Free Multi City Cheques Demat and Online Trading Core Power Internet Banking Free SMS facility Auto Transfer to RD & SIP

  5. CORPORATE SALARY ACCOUNT • FREE ATM cum Debit Card – • No limit on number of withdrawals at State Bank ATMs. Employees have free access to more than 21,000 State Bank Group ATMs. • Free 5 withdrawals from other Bank ATMs in a month with a maximum limit of Rs.10,000 per transaction, subject to RBI regulations applicable from time to time. • Add on Card available for accounts on ‘Either or Survivor’ basis • No Annual Maintenance Charges • Domestic Card for Silver accounts • Cash - Rs.40,000 per day -- At POS - Rs.50,000 per day • Free Personal Accident Insurance Cover - Rs.1 lac • Gold International Card for Gold & Diamond accounts • Cash - Rs.50,000 per day at domestic ATMs or US $ 1000 at ATMs abroad At POS - Rs.2 lacs per day • Free Personal Accident Insurance Cover - Rs.5 lacs • Platinum International Card for Platinum accounts • Cash - Rs.1,00,000 per day at domestic ATMs or US $ 1000 - abroad At POS - Rs.2 lacs per day • Free Personal Accident Insurance Cover - Rs.10 lacs

  6. CORPORATE SALARY ACCOUNT • RTGS & NEFT Facility – • Electronic inter Bank transfer of funds to accounts in other Banks in India • Internet Banking – • Utility Bill Payments (in selected cities) • Pay Income Tax, Apply for issue of Drafts, New Cheque Book, Transfer money to another account etc. at the click of your mouse! • Auto Transfer to RD & SIP – • Standing Instructions for periodical transfer of funds to RD & SIP • Core Power – • ‘Anywhere Banking’ at over 12000+ branches (except Personal Banking Branches) • Cheque Deposit Transactions : Intracity - Free Intercity - Free upto Rs.20,000 • Cash Withdrawal : Upto Rs.50,000 free by a/c. holder at non-home branch • Cash Deposit : Max. of Rs.25,000 per day at non-home branch (charges applicable)

  7. CORPORATE SALARY ACCOUNT • Cheque Books – • No limit on number of cheques • Absolutely free for CSP customers • PersonalisedCheque Books available • Multi City (At Par) Cheques – • A cap of Rs. 2 lacs per cheque • No Cheque Leaf Charges. • Payable at over 12000+ branches • PersonalisedCheque Books available • Auto Sweep Facility – • Facility for automatic sweep of balances over and above Rs.15,000 for conversion into Term Deposit for a minimum amount of Rs.10,000 (and in multiples of Rs.1000) in any instance • Minimum Balance – • No minimum balance requirement

  8. CORPORATE SALARY ACCOUNT • Demat & Online Trading – • Demat-ShareTrading and Savings account available on request • Online Trading Account in tie-up with SBICAP Securities Ltd. • Annual maintenance Charges waived for first year. • SMS Facility – • Free SMS Transaction Alerts • Mobile Banking – • The daily upper ceiling per transaction is fixed at Rs. 50000/- (aggregate of funds transfer and transactions involving purchase of goods/services) within an overall calendar month limit of Rs.2,50,000/- • Enquiry services (balance enquiry / mini-statement) • Request services (cheque book request) • Bill payment (utility bills / credit cards) • M-Commerce (mobile top-up, merchant payments, etc.)

  9. CORPORATE SALARY ACCOUNT • Overdrafts (Subject to Management/Bank’s Approval) • Rate of interest on Overdrafts: 8.25% above Base Rate [7.60] i.e.15.85% p.a. • Can be converted into a Personal Loan on application. Xpress Credit will be given to eligible employees. • Overdraft limited upto 2 months’ Net Salary.Adjusted in the next Salary(ies) within a period of 6 months. • Concessions in Interest Rates on Home Loans/Auto Loans/Two Wheeler Loans (except for Home Loans having tenure upto 5 years and Fixed Interest Home Loans).

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