1. Eddie Ngew Principal Consultant CHANGE MAKES DIFFERENCE .CHANGE MAKES DIFFERENCE CMD

2. What are You Doing vs What are you Dreaming ! Dreams Doing ?

3. What is your Planning for the Next 10 Years ?From Zero to Hero ?????

4. In Life, we either determine our destiny or Destiny will determine our Life

5. Most Important Question in Your Life Do you know what are you looking for in Present Moment & Future?

6. 7 Habits of Highly Effective People

7. Fame & Recognition 2nd Habit ~ Begin with the End in Mind what are you looking for in your life ? Early Retirement Money Value in Life Self Actualization Family Standard of Living Power

8. It is not what we are, that holds us back, It is what we think we can’t. We are lifted up or beaten down by ourselves

9. If You want something in your Life you have never had, You must do something you have never done. ~ JFK

10. 4 Stages in Live ! From ( Rich Dad & Poor Dad ) 1st Stage ~ Employee 2nd Stage ~ Self Employed 3rd Stage ~ Businessman 4th Stage ~ Investor

11. 1st Stage ~ Employee ! Dreams Doing ?

12. Do you take it as a Job or a Career ?

13. Let “1 , 3 , 5 , 10”System Breakthrough Your Dream

14. 2nd Stage ~ Self Employed • Year 1 ~ To Do RM 100 K FYP Business • Making RM 85 K per annum in 3rd Years

15. Your Bright Future“1, 3, 5, 10 ” • 1st Year ~ RM 100 K FYP Business

17. Financial Planner ~ Vertical GrowthTo Improve the Your Active Income ! The Ideas & Methods that will help to Improve your Income to RM 85 K per annum or RM 7 000 per month in 3 Years !

18. Market – Improve Your Active Income( Work Smart !!) Provide Protection Planning 2 Methods OR Provide Retirement Planning

19. Unlimited Opportunities in your “ Existing Market ” • Protection Market • ~ Personal Protection • ( Needs & Responsibilities in • Different Stages of Life ) • ~ Family Protection • ~ Business Insurance • ( Keyman & Partnership ) • ~ Guarantors Planning • ~ MRTA • ~ Ladies Packaged Products • ~ Trust Fund ( Education ) • ~ 3 & 4 Generations Fund • ~ Charity Trust Fund • ~ Retirement Planning • (Personal or Company Directors ) Retirement Planning ( Traditional Products ) ~ Annuity ~ Lump Sum ~ Every 2 Years Payment Investment & Return Local Fund or Overseas Ad hop & Regular Guarantee & With Risk

25. TOTAL MEDICAL COST AS AT JANUARY 2007: RM 65,000.00

26. AAA Packaged Plan PCLR ~ RM 50 K ECP ~ RM 60 K per Annum ~ RM 200 K Life Time RM 6 Per Day EPA ~ RM 50 K RM 3000 MR & RM 300 WI Live Coverage ~ 100 K

27. How to Achieved RM 100K FYP Business • Only One Case Per Week • 1 case x 4 ( weeks ) x 12 ( Month ) = 48 cases • 48 cases x RM 6 x 365 Days = RM 105 K

28. Design your own Destiny & Dreams Associate with AIA in a Business ! 2 Directions Career Planner “Active Income” Agency Building Management “ Passive Income ”

29. Your Bright Future“1, 3, 5, 10 ” • 1st Year ~ RM 100 K FYP Business • 3rd Year ~ Promote As Agency Manager

30. Your Income as a Agency Manager in the First 3 Years Business

31. Your Potential Income as a Agency Manager for 1st 3 Years

32. Stage 3 Become a Successful Businessman in 3 years ~ Build your “ Down Line ” or “ Business Partner”

33. Planning for Promotion to Agency ManagerWhat is the Requirement for Promotion ? You + 4 Planners = RM 120 K FYP RM 60 K FYP

35. Stage 3 Set up a new Branch within 5 Years

36. Promote one Agency Manager from your Team and you promoted to District Manager in 5 Years

37. Your Bright Future“1, 3, 5, 10 ” • 1ST Year ~ RM 100 K FYP Planner • 3rd Year ~ Agency Manager • 5th Year ~ Build Agency Manager ~ Promoted to District Manager

38. Identify the right person and put into “ Your Organization ” chart A B C D E F G H

39. Stage 4 ~ Be a Successful Investor Build your own Business Empireand enjoy your handsome Passive Income

40. Your Bright Future“1, 3, 5, 10 ” • 1ST Year ~ RM 100 K FYP Business • 3rd Year ~ Agency Manager • 5th Year ~ Build Agency Manager • ~ Promoted to District Manager • 10th Year ~ Build 6 Branch Managers • ~ Enjoy Early Retirement

41. If You have 6 Down Lines when you are retire ……Early Retirement • If every down lines produce RM 300 K FYP per annum …. • You will receive at least RM 216 000 ( Passive Income )every year ( which exclude your personal direct O/R, Commission & RM 162 K Agency Builder Cash Awards.

43. The Formula of Success Thinking Emotion Action Result Destiny

44. How long to earn RM1,000,000 ? 25,000 x 40 YRS = 1 million 50,000 x 20 YRS = 1 million 100,000 x 10 YRS = 1 million 200,000 x 5 YRS = 1 million 500,000 x 2 YRS = 1 million 1,000,000 x 1 YR = 1 million

45. Together WE Can Make The Different

46. 1st Quarter after completing you FHC, FHR & BEST Training Programs Example : John qualified for all 3 months, he will receive RM700 in total. John qualified for the 1st & 2nd month & did not qualify for 3rd month, he will receive RM300 John qualified for the 1st month & did not qualify for 2nd month, but he qualified for the 3rd month, he will received RM200Rules : Each application must be LIFE CASE with Minimum Monthly Premium RM150.00 All applications must be submitted within the stated period, and paid & approved latest by after the two weeks from the closing period. In the case of dispute, management’s decision is final. Fast Start - New Business Special Incentive for You ! Grab The Cash $$$ !

47. Thank you !