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NJ SHARES 2006 Evaluation. October 26, 2006. Evaluation Goals. Characterize NJ SHARES grant recipients Characterize NJ SHARES grants Examine good faith payments Analyze post grant payment compliance. Evaluation Data. NJ SHARES database 2004 Grants (no demographics) 2005 Grants
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NJ SHARES 2006 Evaluation October 26, 2006
Evaluation Goals • Characterize NJ SHARES grant recipients • Characterize NJ SHARES grants • Examine good faith payments • Analyze post grant payment compliance
Evaluation Data • NJ SHARES database • 2004 Grants (no demographics) • 2005 Grants • Q1 2006 Grants • Utility transaction data • 2004 Q1 recipients • 2005 Q1 recipients • 2006 Q1 recipients
Evaluation Data • Utility Data • Atlantic City Electric • Elizabethtown Gas • New Jersey Natural Gas • PSE&G • South Jersey Gas
2005 Grant Data • Detailed “Other” Reasons for Application: • Car trouble and repairs • Estimated meter readings • College expenses • Death in the family leading to loss of income-earner and/or high funeral costs • Unexpected home repairs (ex. roof, hot water heater, pipes) • Change in employment status • No longer covered by disability insurance or no more sick leave • High mortgages, child support, and insurance costs • Change in living situation (high cost of moving, change in marital status, etc.)
Utility Data Analysis Methodology • Focused on Q1 2005 Grant Recipients • Transaction Data from Participating Utilities • Files Contain Payments, Charges, Account Balances • Analyzed: • Existence of “Good Faith Payment” • Ratio of Payments Made to Charges Incurred at Key Intervals • Used Q1 2004 and Q1 2006 Recipients as Comparison Groups