2. Current and Future Funding What’s Good and what’s not Wilson Shaw – Chair of the National Insulation Association Scottish Forum

3. What was good about ECO as it was? • CERO and CSCO based on carbon savings • Recognized the poorest performing homes • Forced a concentration on difficult to treat properties • Lead to innovation in system design • Slow start but was ramping up significantly

4. What was bad? • Slow to launch (Interpretation, Funding, Accreditations) • Difficult to explain (quirks that effected funding) • Difficult to forecast • Relied on honest, quality EPC’s • Introduced cost of GDAR’s, EPC’s and RICS reports • Milking of cheaper HTT definitions • Slow take up of new measures • Measures effectively scored on carbon ‘V’ cost to deliver

5. HEEPS ABS • Provided level of support that was envy of the rest of the UK. • Heavily shaped to lever in ECO • Channelled through Local Authorities • Vastly under utilised with danger of under spend • Torpedoed by proposed changes to ECO

6. Warm Homes Cash Back • Lifeline for loft and cavity wall insulation • Widely used by RSL’s when opened up • Popularity demonstrates its need • Relied on home owner participation in private sector housing • Works well for lower cost measures

7. Proposed changes to ECO - Game changer • CERO targets accomplished • Rates freefall • Low cost measures back in • Real HTT cavities shelved • SWI one quarter of the number geared up for • HEEPS ABS sorely effected • CSCO made bigger • Rural CSCO to be reviewed

8. Where are the gaps? • Where are the measures? • Can savings afford top ups, partial fills and narrow cavities • Can rates afford Real HTT and Solid Wall • Need HEEPS ABS and Cash Back support • Need Rural Uplift for Insulation measures • What could have been