P N VIJAY FINANCIAL SERVICES MUTUAL FUND ADVISORY
CONTENTS • About PNVF • Mutual Fund: An Introduction • Mutual Fund Advisory Services • Service Features
ABOUT US • Promoted in May 1990, PN Vijay Financial Services (P) Ltd (PNVF) is a SEBI-Authorized Portfolio Manager. • P N Vijay, the promoter of PNVF is a well known Investment Analyst with an experience of over 30 years in the financial sector. • Started career at SBI, moved on to ANZ Grindlays, and served as VP and Country Head, Merchant Banking at Citibank.
QUESTIONS BEFORE INVESTING Client need time, expertise and information to answer these questions. But most of the times we are short of all these resources. He need someone who is professional and possess all the resources. And the answer is……
MUTUAL FUNDS: ONE STOP SHOPPE The “THREE R’s” of mutual funds make them preferred investment avenue over direct investment in stock markets and fixed income investments. RISK RETURNS MUTAL FUND REBATE
MUTUAL FUNDS: ONE STOP SHOPPE • Wide range of products to choose from including Equity funds Debt funds Monthly Income Plan (MIPs) Fixed maturity Plans (FMPs) Liquid funds
BUT THERE ARE NO FREE LUNCHES….. Investment and risk go hand in hand and so is with Mutual Funds Equity Funds - uncertainty in the stock market - competence of fund managers Debt Funds -movements in interest rates -inflation and the state of the economy
THE SOLUTION FROM P N V F • PNVF now offers a product that will manage and monitor your mutual fund portfolio • Minimizing risk and • MAXIMISNG RETURNS
Why PNVF…… flexibility expertise • Investing is very rewarding… • But you need a partner who understands the intricacies of the market. quality trust
WHY US • We are a specialized research driven company with Corporate Office in New Delhi and a network of three branches at Noida,Greater Kailash II and Gurgaon. • Qualified professionals well versed in latest techniques of investment analysis. • Latest communication and automation systems with access to real time data. • Close links with Corporates and leading market players.
How It Works-Initial Stage • Client define his investment goals • We design a mutual fund portfolio based on his investment objectives. • We will implement the agreed upon strategy to optimize his portfolio returns.
How It Works-Continuous basis • Continuous monitoring of the performance and progress of portfolio. • Regular monthly reporting. • Refine strategy if required and portfolio rebalancing.
INVESTMENT TOOLS We use latest tools and techniques to evaluate and select mutual fund schemes. Various schemes are compared on two parameters Returns and Risk.
RETURNS Various schemes are grouped in different categories and their performance is seen across various time periods i.e 1month ,3 mth 6 mth, 1 yr ,2 yr and 3 yr. RISK Measures such as Standard Deviation, Beta, Sharpe ratio, Downside Risk ratio are used for ascertaining the risk associated with the schemes.
Taxation- Equity Schemes • Dividend income is tax free in the hands of investor. • Short term capital gains is taxed at 10% . • Long term capital gains attract no tax.
Taxation- Other Than Equity Schemes • The dividend is fully tax exempt in the hands of investor. • Dividend distribution tax at the rate of 14.02% is deducted by Mutual Fund Houses. • Long term capital gains are taxed at the rate of 20% with indexation and at 10% without indexation. • Short term capital gains to a unit holder is taxed at the normal rate applicable to the unitholder.
We realize your money matters to you. It does for us too. We are committed to do our utmost so that you get the best out of it.