ETAN Partner program

1. ETAN Partner program Overview of Fleet products for ETAN Sept 2005

2. Esanda FleetPartners • Esanda FleetPartners is ANZ’s fleet specialist. Weare a wholly owned subsidiary of Esanda, which hasbeen trading since 1955 and currently has assetsof over eleven billion dollars. • Esanda FleetPartners manages over 40,000vehicles in Australia and New Zealand. This stability • and backing means you’ll benefit from vast industryknowledge and competitive prices on all our services. • Fleet management can be complex and specialized. • With Esanda FleetPartners you will draw on theknowledge of experienced professionals in every aspectof the fleet industry, from servicing heavy trucks, togetting the greatest benefit from a novated lease. • Outsource your fleet finance, management andadministration to Esanda FleetPartners. • • Save on administration time and costs. • • Keep vehicles off your balance sheet to improvedebt/equity ratios. • Refocus your resources on core business activities • Asset Types • Passenger cars • Light Commercial • Heavy Commercial

3. Objective • To provide the ETAN Network access to fleet management products. • The products to be included under the member benefits program include • Fully Maintained Operating leases • Non Maintained Operating leases • Fully Budgeted Novated leases • Monthly campaigns with special offers

4. Our Value proposition to Red Cross Carers… • Convenience • All inclusive services • One application for all vehicle needs • Reduced downtime in managing vehicles • One rental with one payment date • One relationship point • Lower cost of use • Fixed cost rental and operating costs • No balloon payment / residual risk • Fully tax-deductible • No capital outlay • Predictable cash flow • No Hassle • We Manage the disposal • Purchasing/ vehicle sourcing • Registration • We manage Administration • Credit and application • Expert knowledge • Reliability • Leverage Esanda FleetPartners • existing knowledge and infrastructure

5. Service Proposition to the Carers.. • Web base self service for accessing products including quotes, application and delivery including on going management.. Via a dedicated web site • Min Req • 1 vehicle • Asset • type • ETAN can either elect to give the carers full flexibility in vehicle selection or specify what the minimum vehicle requirement needs to be • Service • We will provide the carers a specialised fleet consultant team to manage their individual fleet requirements … our proposition is tailored to your members fleet size and needs.

6. Program Benefits • Leverage from Esanda fleet expertise • Competitive fuel card program • Caltex card provided with access to 2cpl pump discount • Access to fleet servicing costs • OneCall program • Eligibility to fleet pricing for maintenance and servicing cost • Access to fleet discounts from the major manufacturers • Discounts with major manufactures • Mitsubishi: National Fleet Pricing • Ford: • Holden • Toyota • Streamline access to support and management • Dedicated resource to manage members • Feet reports to manage your requirements

7. Next Steps • ETAN to approve the program and provide feedback • ETAN and Esanda to develop a roll out program • Launch the program to the ETAN Network

8. Products Features and Benefits • Overview of each product to be included in the program

9. Description An operating lease is a facility where the lessor retains substantially all of the risk and benefits of ownership. The customer hands the vehicle back at lease end without any final book value liability (Conditions to Fair Wear and Tear including kilometre limits apply) The product is available as a ‘Fully Maintained’ product or ‘Non Maintained’. With a fully maintained product all the servicing, re-registration are covered in the lease rental costs Features Lease: Operating Lease Services included Fixed maintenance and servicing Registration renewal Traffic fine management Roadside assist Fuel card management (optional) Tyre replacement (optional) ‘Non Maintained’ also available which includes registration renewals Operating Lease…

10. Fully Budgeted Novated Finance Lease… • Description • A Fully Budgeted Novated Finance Lease allows employers to offer vehicle salary sacrificing to their employees • It allows employees to salary sacrifice both the vehicle finance costs and running costs from their pre-tax income • The running costs, which are set as budgets, provide benefits for both employer and employee Features Lease: Novated Finance Lease Budgeted Running costs • Servicing and maintenance • Tyre replacement • Registration renewals • Comprehensive insurance • Fuel Card & budget • Roadside assist • FBT Reporting

11. Campaigns… • Description • Each month, we will provide specials on passenger vehicles which are available under an operating lease program • The vehicle selection is base on special programs developed in conjugation with the manufacturers. • Features • Lease: Operating Lease • Services included • OneCall Maintenance and Servicing • Registration renewal • Traffic fine management • Roadside assist • Fuel card management (optional) • Tyre replacement (optional)