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SCAM OF WALL STREET

This show you the fuzzy math of wall street and why you will not be able to retire with only a 401k.

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SCAM OF WALL STREET

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  1. The Scam of Wall Street Is Wall Street like a House of Cards ? How to Use Market Volatility to your Advantage

  2. Stock Market Investing Rules Stock Market Investing Rules Long Term Investor 2) Don’t Be a Trader 3) Always Be Investing 4) Don’t Borrow - 401k

  3. Entertainer Personality on Stock Market Entertainers Personality On Stock Market

  4. What Entertainers Say

  5. $35 million Net worth What Entertainers Say

  6. Beginning of the 401(k) S&P 500 - 40 years Returns Beginning of the 401(k) Returns of 2187.22% Div. 2187.22 / 40 = 54% By 1981 nearly half of all large firms were either already considering one or offering a 401(k) plan. 401(k) New Law

  7. 80 Years of US Stock Market 1930 – 1990 Stock Market 60 years under 2,000 15 years over 13,000 Baby Boomers are the largest 401k population. What is going to happen when they retire? 401k Started

  8. Fake Average Rate of Returns Invest $7,200 year 1

  9. 1st Year of Returns Year 1, Market increases 18%

  10. 2nd Year Investment Year 1 Invested $7,20018% Market Increase Year 2 Invested $7,200

  11. You Think You Get 4% What Goes Up, must Come Down Year 2 - 10% Market Correction Total Investment $14,400

  12. Average Rate of Returns Your Real Rate of Returns Money in Your Account Your Real Rate of Return is Negative (1%) Market ReturnsEveryone is telling you 4%

  13. Real Rate of Returns YourRetirement The Last 10 Years Average Real

  14. Real Rate of Returns Calculating the Real Rate of Returns Average Real

  15. Real Rate of Returns Average Rate of Returns

  16. Real Rate of Returns

  17. Investing in 401(k) is Not Free

  18. Real Returns after Fees & Taxes How will you Retire on this type of returns?

  19. Sequence of Returns Neighbors Retirement Your Retirement See the same average of return at the bottom of columns. The real rate of returns from 1983 to 2014. The columns were only flipped.

  20. Sequence of Returns Neighbors Retirement Your Retirement Starting Balance $250,000 Yearly withdraw of $25,000

  21. Retirement Lottery Remember same rate of return, Your out of money and your neighbor has over $558,989 in his account. This is called the Retirement Lottery. Your out of Income at Age 81 Your neighbor has a $814,673 balance What will you be eating? Your neighbor will still be going on cruises.

  22. We Need New Rules Retirement Lottery

  23. Warren Buffet New Rules

  24. Look at the Average and the Internal Rate of Return. The Ups & Downs of the Markets Lost Decade You lost money after 10 years of zero returns 2000 - 2010 Value $334,974 in 2014 – Invested 16 Years $200,000 invested in 1998

  25. Never Lose Money Difference in Value of $573,708

  26. ClearPoint Financial Group(866) 417-3863 We Can Help you Stop the losses! Call us for a free retirement plan Review Ted Ruiz, CFP® Stop Wall Street Stealing your Retirement

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