Presenting…

1. Presenting… An insurance plan with the advantage of liquidity A target savings plan with theadvantage of Liquidity and Life Cover

2. Meet Arun and Preeti… Arun, 31 years, works as an executive in a multinational firm while Preeti is a home maker This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

3. Lifestage – recently married Marriage Ensuring lifestyle of family

4. The Plan • Ideal for those who are looking at a plan which offers them Protection, Savings and Liquidity • A fixed term policy of 15 or 20 years • Premium has to be paid regularly during the chosen term • Survival benefit payments are paid at regular intervals to provide you with liquidity

5. 3rd Year 6th year 9th year 12th year 15th year 10% of SA1st payout = 1 lac 15% of SA2nd payout = 1.5 lacs 20% of SA3rd payout = 2 lacs 25% of SA4th payout = 2.5 lacs Payout: 50% of SA + GA + VB Rs. 5 lacs + VB + GA Option 1 – Fifteen year term Arun buys ICICI Pru CashBak with Sum Assured of 10 lacs Arun pays premium every year

6. 4th Year 8th year 12th year 16th year 20th year 10% of SA1st payout = 1 lac 15% of SA2nd payout = 1.5 lacs 20% of SA3rd payout = 2 lacs 25% of SA4th payout = 2.5 lacs Payout: 50% of SA + GA + VB Rs. 5 lacs + VB + GA Option 2 - Twenty year Term Arun buys ICICI Pru CashBak with Sum Assured of 10 lacs Arun pays premium every year

7. Survival Benefits Liquidity at regular intervals to take care of Arun’s short term needs

8. At the end of 15 or 20 year Term 50% of SA GA @ 3.5% (Compounded annually for first 4 years) Vested bonuses How ICICI Pru CashBak can help? Maturity Benefit To take care of Arun’s long term needs

9. Protection • On death of the Life Assured, the beneficiary will get the full Sum Assured, the guaranteed additions and the vested bonuses, irrespective of the survival benefits already paid In case of Arun’s unfortunate untimely death

10. ADBR(Accidental Death & Disability Benefit Rider) ABR (Accident Benefit Rider) Critical Illness Rider (Accelerated) Riders Additional protection at nominal cost

11. Riders ADBR (Accidental Death & Disability Benefit Rider) Death due to Accident • 100% of ADBR Sum Assured is paid immediately Death due to Accident in Land Mass Public transport • 200% of ADBR Sum Assured is paid immediately Total & permanent disability due to accident • 10% of ADBR Sum Assured is paid every year for the next 10 years

12. Riders ABR (Accident Benefit Rider) In case of death due to Accident 100% of ABR Sum Assured is paid immediately Critical Illness Rider (Accelerated) If the Life Assured is diagnosed with any of the specified illnesses, then the Life Assured is paid the rider Sum Assured

13. Policy surrender • Policy acquires a surrender value after 3 premium years. • The guaranteed surrender value is 35% of {All premiums paid – (first year’s premiums + rider premiums + extra premiums)}

14. Tax Benefits For premiums paid u/s 80 C and for Maturity/ Death Benefit/ Withdrawals received will be tax free u/s 10(10D)

15. ICICI Pru CashBak – At a glance * To know more about the product, please refer to the product brochure

16. ICICI Pru CashBak – Benefits